On September 7, 2017 Equifax announced that approximately 143 million US consumers have been potentially impacted by a cybersecurity incident within their institution. Based on the investigation a US website application was exploited and certain files were accessed from mid-May through July 2017. The files included very sensitive information such as: Social Security numbers, birth dates, addresses and driver’s license numbers. Additionally, approximately 209,000 consumers credit card numbers, 182,000 dispute documents with personal identifying information of US consumers were also found to be breached.
Equifax also reported that there is limited personal information for specific UK and Canadian residents that were found to have been accessed by unauthorized persons. For now, no other country residents have been impacted by this breach. Equifax only discovered the unauthorized access of their database on July 29 of this year. They have hired an independent firm to assist and they have notified law enforcement although they claim that the investigation is almost complete and will be ending in a few weeks.
I urge everyone to go to www.equifaxsecurity2017.com to verify whether your information has been impacted. When you get to this page scroll to the bottom and click on the potential impact tab. The next page will have another tab that you need to click on, check potential impact. You will be directed to another page where you will need to enter your last name and the last six-digits of your Social Security number. You will also need to check the “I’m not a robot” box then click on the continue tab.
Unfortunately, I am one of the 143 million US consumers whose sensitive information has been impacted. Equifax is providing a complimentary TrustedID Premier subscription for those that are affected. After the system notifies you that your information has been breached you are issued a date to come back to the Equifax website to complete enrollment. My date was 2 days later. In the meantime, I recommend freezing your credit reports as I did. Equifax’s system would not allow me to freeze my reports but I did do so with Experian and Transunion. I also reviewed my credit reports with a fine-toothed comb. In addition to that I put a fraud alert on my credit reports. You can never be too careful. To easily check all three of your credit reports simultaneously you can do so at MyFico.com or CreditRepair.com or MyFreeScoreNow.com.
If anyone has any questions for me please don’t hesitate to ask. You only get one identity. I will be checking for updates and will be posting them as they are made available. I am available if anyone needs any clarification at all.