Disputing Inaccurate Items on Your Credit Reports

So now that you have your credit reports in front of you action needs to be taken to clean up the report. Getting your credit repaired fast requires that you do not procrastinate.

Examine all entries and accounts on your reports; any items that have errors with your name, debt amounts, incorrect addresses or any information that you just don’t recognize needs to be disputed.

Beneath each account entry there should be a dispute link which you can click on. It will take you to another page where you will input the reason for the dispute and then click submit.

It really is that simple. What happens next is that the credit bureaus will do their investigation and respond back to you within 30 days with their determination. This process can easily improve your credit score by 100 points, it did for mine. If you have any questions, opinions or comments please leave feedback at my website yourcreditrestoredfast.com .

 

2 thoughts to “Disputing Inaccurate Items on Your Credit Reports”

  1. Great article! I didnt know that you could get things removed from your credit reports once they were reported. Is this process the same for all 3 credit bureaus? What happens if the credit bureau determines that the item I am disputing is valid? What happens if they determine its not valid?

    1. Yes, if you dispute items on your credit report and they cannot be validated as 100% yours, the credit bureaus must remove those items from your credit report. All three credit bureaus; Experian, Equifax and Transunion follow the same process.
      If the credit bureau determines the item under dispute is valid it will remain on your credit reports; all three of them. If the items are not valid they are removed. Thanks for your comments and if you have any further questions feel free to contact me I will get back to you within 24 hours. Thanks again

Leave a Reply

Your email address will not be published. Required fields are marked *