Hello everyone, my name is Shwana and I have been obsessed with my credit for the past few years now. It wasn’t until about a year prior to purchasing my first home that repairing my credit became my focus and goal. Previously, I was not happy about the status of my credit score but I made no attempt to improve it. It wasn’t until I wanted to purchase my own home that I decided to do something about it. I was renting a house at the time and I realized I was paying 12,000 a year to do so. The owner only owed 10000 on the home. I felt robbed, cheated, and very helpless. I realized that I was trapped and had to other option but to keep renting, my credit was too bad to buy my own home stand at 560. I decided to take action.
I reached out to a lender and had them run my credit to try to pre-authorize my loan application. Of course, the pre-approval did not go through. What did happen was I got the necessary information that I needed to go forward with the home buying process and the items that needed to be cleared up before they would even consider my application.
That was three years ago, now my credit is sitting at a 748 and rising. I managed to purchase my own home just 8 months after my quest began and 3 months after that I purchased a brand-new car. I have acquired a couple of new credits cards since then as well.
The reason I created this site was to help others that are feeling as helpless and trapped as I did then. It can be overwhelming at first but restoring your credit is not as hard as it initially appears to be. There are laws that protect us as consumers that help with the process.
If you ever have any questions that need answering feel free to contact me I would be more than happy to help. I am always updating my site with the newest updated information.
Anyways, good luck on your voyage and thank you for stopping by!
Founder of Credit Restoration